Sustainable Energy Efficient Solutions
At Seasons Federal Credit Union, we’re committed to supporting our members and our planet. Our Energy Efficient Lending Program is designed to help you invest in green solutions while saving money. With flexible terms, competitive rates, and a focus on sustainability, these loans make it easier than ever to fund energy-efficient upgrades and eco-friendly purchases. Whether you’re looking to improve your home’s energy efficiency, purchase an electric vehicle, or explore alternative transportation options, we’re here to help.
Explore Our Energy Efficient Loan Options:
Equifi Energy Loans
Upgrade your home’s energy efficiency or address urgent energy needs with our Equifi Energy Loan. Perfect for installing new HVAC systems, solar energy solutions, or energy-efficient windows, this loan supports projects that make a real difference.
Rates as low as 5.99% APR1 for 5-year terms
- Eligibility: Primary residences (1-4 family properties), with at least one borrower as the homeowner.
- Acceptable Projects: HVAC systems, solar panels, windows, and other qualifying energy efficiency upgrades.
EV Auto Loans
Drive into the future with our Electric Vehicle Auto Loans. Designed for eco-conscious drivers, these loans help you save on financing costs while reducing your carbon footprint.
Rates as low as 5.24% APR2 for up to 60 months
Plus, skip your first payment for 60-days!
- Eligible Vehicles: All-electric and plug-in hybrid electric vehicles.
- Benefits: Guaranteed Asset Protection (GAP) to protect yourself in the event your vehicle is stolen or totaled, substantially less than what the dealer charges. And AssureGuard Mechanical Breakdown Protection available for peace of mind on new and used autos
E-Bike Loans
Ready to embrace eco-friendly transportation? Our E-Bike Loans make it affordable to invest in an electric bike—ideal for commuting, leisure, or reducing your environmental impact.
Rates as low as 6.99% APR3 for up to 24 months
- Loan Amounts: $500 to $5,000.
- Terms: 1-24 months or 24-48 months.
- Eligibility: E-bikes are defined as any bicycle that includes an integrated electric motor but also retains the ability to be pedaled by the rider.
Why Choose Seasons for Your Energy Efficient Financing Needs?
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A Wide Range of OptionsOur Energy Efficient Lending Program can help finance various green initiatives, including: Energy-efficient home improvements, Electric and hybrid vehicles, Energy Star-certified appliances, E-bikes and more. |
Flexible termsWe've structured our loan terms to ensure that you can start benefiting from your energy improvements immediately. |
Discounted ratesWe give you better rates for projects and purchases that help protect our planet. Show our planet some love and support clean energy usage. |
Resources for Energy Efficient Living
Ready to go green and ride in style?
With the Connecticut Electric Bicycle (eBike) Incentive Program, you could save money on a new e-bike—and we’re here to help you make it happen! Pair your incentive with our low-rate E-Bike Loans for an affordable way to enjoy eco-friendly transportation, save on commuting costs, and reduce your carbon footprint.
Energy Star Tax Credits and Rebates
Take advantage of Energy Star’s programs to save even more. From tax credits for air source heat pumps to rebates on energy-efficient appliances, these incentives make eco-friendly upgrades even more rewarding. Use Energy Star’s rebate finder to explore offers in your area.
Energize Connecticut
Discover local rebates, incentives, and resources through Energize Connecticut. Start with an energy assessment to identify cost-saving opportunities and explore assistance options if you’re struggling with monthly bills.
Here are a few frequently asked questions:
What makes your Energy Efficient Loans different from your regular loans?
Our Energy Efficient Loans offer special rates, terms, and discounts for eco-friendly projects and purchases, making it easier to protect the planet while achieving your financial goals.
What types of updates qualify for this loan?
There are several energy efficient home improvements that qualify for an Energy Efficient Loan. The following list is extensive but not complete, contact us for other improvements that may be covered.
- Home Improvements: Doors, Windows, Roof, and Solar Panels
- HVAC: Air Source Heat Pump, Boiler, Central Air Conditioning, Furnace
- Appliances: Ceiling Fan, Dehumidifier, Freezer, Dishwasher, Refrigerator, Room Air Conditioner, Washing Machine
How can I find out if there are incentives available in my area for clean energy products and services?
We recommend checking Energize Connecticut: energizect.com. Energize Connecticut offers rebates, incentives, and resources to help you make your home more energy-efficient. Start with an energy assessment to learn how to save on upgrades and reduce your energy use. If you're struggling with monthly bills, they also provide assistance.
More Questions?
If you have any questions in regards to our energy efficient lending, please call us at 860-346-6614 or visit any of our branches.
DISCLOSURES
1APR = Annual Percentage Rate. Loan rates and terms are accurate as of 1/1/2025 and is subject to credit approval. Payment example: A fixed rate loan for $20,000 based on a 5.99% APR paid over 60 months would have 60 monthly payments of $386.56. Loan rates and terms are based on creditworthiness and underwriting factors and is our best rate. Not all applicants will qualify for the lowest rate or the longest term. Rates and terms are subject to change at any time without notice and are subject to credit approval.
2 APR = Annual Percentage Rate. Loan rates and terms are accurate as of 1/1/2025 and is subject to credit approval. APR includes a 0.25% rate discount with Auto Pay from a Seasons FCU checking account. Payment example: A fixed rate loan for $20,000 based on a 5.24% APR paid over 60 months would have 60 monthly payments of $379.63. Rates can vary based on creditworthiness, age of vehicle, and terms of the loan. Rates & terms subject to change based on market conditions and borrower eligibility. 60-day payment deferral is available to qualified borrowers for auto loans approved through standard lending guidelines. Regular finance charges continue to accrue during the deferred payment period. Additional criteria may apply. View more rate information.
3APR = Annual Percentage Rate. Loan rates and terms are accurate as of 1/1/2025 and is subject to credit approval. Payment example: A fixed rate loan for $2,500 based on a 6.99% APR paid over 24 months would have 24 monthly payments of $111.92. Loan rates and terms are based on creditworthiness and underwriting factors and is our best rate. Not all applicants will qualify for the lowest rate or the longest term. Rates and terms are subject to change at any time without notice and are subject to credit approval.